OpenAI’s ChatGPT Wallet lets Dots agents pay with your card after you approve each purchase
OpenAI is launching ChatGPT Wallet so its Dots AI agents can pay with a user’s card after each purchase is approved. The wallet is rolling out starting today to ChatGPT Pro subscribers in the United States who are 18 or older, use a US billing address, and add an eligible US-issued American Express, Chase, Mastercard, or Visa card. Dots, OpenAI’s agents platform, launched earlier this year.
Once a card is in the wallet, agents can buy things in response to prompts, but they must check in before checkout. OpenAI’s support page says every ChatGPT Wallet purchase requires a security check with biometric verification such as Face ID or a fingerprint scan. After the user reviews and signs off, OpenAI substitutes the card details with a payment token, in the same way as tap to pay, Apple Pay, or Google Wallet, so the real card number is not shared with the Dots agent or the merchant.
OpenAI expects users eventually to delegate purchases entirely by setting parameters such as spending limits, purchase categories, or time periods and pre-approving those buys. The wallet may still fail at some shops: retailers can restrict or block AI agents, as Amazon did earlier this year with Meta’s Muse agents. OpenAI says sites must avoid blocking agents by accident, and payment and risk systems must treat legitimate agent purchases as valid.
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